Bankruptcy Law
Filing Bankruptcy Stops Creditors in Their Tracks. If you have never filed for Bankruptcy, the “Automatic Stay” instantly goes into effect upon filing the case. Chapter 13 immediately STOPS ALL CREDITORS from trying to collect what you owe them.
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Chapter 13 Is Very Powerful
If you file a Chapter 13 Bankruptcy you may be able to stop a foreclosure or Sheriff’s Sale immediately. If you have a regular source of income, you may be able to keep your home and cure your mortgage default or past due real estate taxes over a 5-year period.
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Chapter 7
Filing for bankruptcy puts into effect something called the “Automatic Stay.” The Automatic Stay immediately stops your creditors from trying to collect what you owe them.
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